Aug 17, 2020 | Accident prevention, Driver Safety, Driving
Being in a hit-and-run accident can really ruin your day. No one wants to be in any kind of car accident. However, when you realize the car that hit you just kept going without stopping to exchange information, you will feel really upset. Although this can feel overwhelming, there are some steps you can take to protect yourself physically and financially. These steps are things you should think about before you leave the scene of the accident.
Hit-and-Run Accident: What to Do
What are Hit-and-Runs?
If one of the parties involved in a wreck flees the crash, the accident is considered a hit-and-run accident. This is true no matter how minor the accident is. Every state is different, but in some, there can be serious consequences for fleeing the scene of the crash. This could include criminal charges or fines. This could result in you having your license revoked or even going to jail.
The reasons a person may decide to leave the crash could be many things. For example, they may not have auto insurance. Additionally, they may be driving a stolen car, breaking other laws, or under the influence of drugs or alcohol.
Immediate Reactions
If you are in a hit-and-run accident, do your best to stay calm. Being in a car crash can make you feel a lot of strong emotions. It is important to have a clear head since you are solely responsible for documenting the accident. Also, do not try and chase the other driver. You may be leaving valuable evidence behind if you leave the accident site. Move to a safe area off the road and check yourself and passengers to make sure medical care is not needed.
Try your best to remember as many details as possible. Try to make note of the make and model of the other car that was involved in the accident. If you get a chance to see the license plate number, try to remember it as well. Every detail you can remember will be helpful when speaking to the police or your insurance company.
Communicate and Document
When you are in a hit-and-run accident, you will want to call 911. This is especially urgent if there are any injuries. The police will come and write up an accident report. If there was anyone around, see if the witnesses will confirm what happened. This will be helpful when you are telling your story to the police.
You will also want to take photos of your car. Make sure to take pictures of every angle, including a full shot and close up pictures. Also, you’ll want to contact your insurance agent to learn how to proceed. They will walk you through the next steps and how to file a claim.
Jul 29, 2020 | Driver Safety, Driving
Many modern cars come with a range of different “modes” to alter their performance. If there’s one mode many drivers don’t understand, it’s sport mode. Therefore, it’s helpful to know what this mode does, how it works, and when it’s best for you to use it…
Sport Mode: Optimize Car Performance
What it does
Drivers can usually turn on sport mode by pressing a button or twisting a dial. You might wonder, then, just how much the mode can change? In fact, it actually does change your car’s performance in three distinct areas: the engine, transmission, and suspension.
In this mode, your car’s engine will be more “sensitive” to the throttle, increasing its acceleration. It’ll also increase revving capacity by extend the automatic shift points in your car’s transmission. You’ll notice too that the suspension tightens up and will feel a bit more “stiff.” This improves performance on paved surfaces, especially on highways.
Use in cars
In the past, you’d usually only find sport mode as an option in higher-end cars. The most common usage was in sports cars, hence the name. However, recently many other cars have had this mode included stock. For instance, tucks, SUVs, and even minivans can all be found with sport mode features!
No matter the car, the results of the mode are generally the same: your car becomes more responsive than when you drive it regularly. This is why so many manufactures are including it in all their vehicles. Plenty of drivers describe the mode as “fun” or “thrilling”, so having it included gives them another feature to draw customers in with.
Potential downsides
While sport mode does come with some improvements, it also has some downsides. The increased engine power will mean more gas consumption. This will lessen the usual MPG that your car gets compared to when driving it normally. Plus, the extra performance can mean extra wear on your engine and tires.
You also need to make sure that you’re aware of when you should use sport mode. Using it in poor weather conditions and on roads with sharp curves/turns can be risky. Instead, it’s safest to use it on days with clear weather and on more open and straight roads.
Dec 7, 2019 | Driving, Traffic Ticket
Most everyone drives. It’s common for everyone to have a vehicle that they utilize daily. If you drive 360 days out of the year, there’s a chance you could receive a traffic citation at some point in your life. Even the most common traffic infractions can result in costly tickets, spiked insurance rates, or potentially driver’s license suspension. So… in what scenarios should I be a little extra careful?
Common Traffic Infractions: Ticket Types
Speeding
The most common, speeding is an easy way to find yourself pulled over. The officer can pull you over for going one mile over the speed limit. A staple in the line up of common traffic infractions, speeding is usually easy to detect. To avoid this, be aware of the posted speed limit at all times.
Reckless Driving
If you are racing or failing to pull over, you could end up with a reckless driving ticket. Because it is prohibited in most states, reckless driving is the more severe citation of the common traffic infractions. You can avoid reckless driving by driving courteously and respecting posted traffic devices.
Distracted Driving
Distracted driving is amongst the most dangerous common traffic infractions. Talking or texting on a cell phone is prohibited in most states. Distracted driving can include other devices, not paying attention to the road, and other minor actions that can cause accidents. These citations are for the safety of you and the other drivers.
Running a Red Light
If you fail to stop at a red light or a stop sign, you are putting yourself and others in danger. Common traffic infractions are meant to ensure the safety of all on the road. Also, an officer can consider “rolling through” a stop sign or red light as running a red light. Slowing down is not a stop. You could still receive a citation for this.
Leaving the Scene
The thought of common traffic infractions usually does not include accidents. But leaving the scene after an accident could leave you in large trouble. If there was an injury in the accident, there is a responsibility of the driver to stay. Leaving the scene will be an additional citation and any reductions of charges may not happen in these cases.
Oct 26, 2019 | Driver Safety, Driving
These days, carpooling has become something that many workers do on their commutes. In fact, you might know someone who carpools themselves. But what are the benefits attached to this? As it turns out, there are a good amount of reasons for why people choose to carpool…
Carpooling: What Are the Benefits?
Safer roads
One of the nice effects of carpooling is that it makes the roads safer. The more people who are in a carpool, the less number of cars there are on the road. Of course, when there’s less drivers on the road, they become safer as the risk of accidents is reduced.
Not only are the roads safer, but carpools also help reduce traffic congestion. Overall, not only do they reduce the risk of accidents and stress levels of other drivers, they also help speed up you commute as well. Plus, they also help keep your insurance rates down as you lessen the chance of your car ending up in an accident.
Save money on gas
Another benefit to carpooling is how it helps you save money. Paying for gas for your commute can get pretty pricey, especially if your workplace is far from your house. However, if you carpool, your gas costs will go down quite considerably.
Most carpools will have everyone chip in a bit to cover the gas costs for the person whose car they’re using. Still, this will tend to end up being a lot less than you would pay on your own. Therefore, carpools are a great way to save a bit of extra money every week.
Better for the environment
Another great benefit of carpooling is how it helps the environment. An unfortunate side-effect of driving is the carbon dioxide it creates through the exhaust. In fact, a typical car emits about 4.6 tons of it a year! With how important cars are in our society, that all adds up quite quickly.
However, when you carpool, those emissions go down considerably. A carpool can get multiple people to a place while only giving off the emissions of a single car. That’s why carpools are great if you’re trying to cut down on your carbon footprint.
Oct 19, 2019 | Driving, Traffic Ticket
No one gets in the car in the morning and says “I hope I get a ticket today”. Unfortunately, just because you don’t want a ticket, doesn’t mean you won’t get one. Mistakes happen and sometimes you’re in the perfect place for an officer to see your mistake. This is okay, as it happens to most of us at some point in our lives. If you’ve found yourself with a traffic court day that you’ve been subpoenaed to, here’s what you can expect…
Traffic Court Day: What to Expect
Going In…
Just getting in to most court houses is a big deal. Some will confiscate your phones if you attempt to bring them in. Others allow them. Since phones can be a distraction and a nuisance, it might be best to leave yours in the car or at home. Make sure you arrive on time on your scheduled traffic court day.
Also, remember that you will not be the only one in court. Since the procedures for traffic court are routine, they will happen very quickly and other cases are waiting as well. Usually, you will be sworn in as a group on traffic court day.
The State Vs. You
When it’s your turn on traffic court day, the clerk will call your name. Once you hear your name, go to the witness box or the table. Since some courts are a little smaller, sometimes there’s just a table for traffic court instead of a “box”. It’s less intimidating this way. Once you’re there, follow the requests of the judge and the officers. Answer politely and respectfully. Remember not to interrupt anyone and wait for your turn to speak.
Things to Remember
It’s always important to dress the part on traffic court day. This goes for any court, really. This shows respect for the court and the judge. It’s best to take time and prepare for the day. Bring all necessary documents or evidence, and have it ready. Also keep in mind that if the issuing officer fails to show up to court, it does not necessarily mean that there judge will dismiss your case. Additionally, officers are usually trusted by the courts, so it’s best to not bad mouth them within the courtroom.
Oct 12, 2019 | Driver Safety, Driving
We all can use fuel conservation tips to help when it comes to driving. You might be living off campus now, the kids are in school, and let’s face it— you might be looking to take an extra drive through those newly Fall-colored mountains. However, you might be looking for ways to keep those fuel costs to a minimum while still enjoying yourself
Fuel Conservation Tips: Saving Your Savings
Carpool
If you and the neighbors have children attending the same day camps, try alternating days in a carpool. Similarly, you could suggest dropping them off if they pick the kids up. Carpooling works for all sorts of activities. You can also utilize carpooling for work and social events for additional fuel conservation.
Make a Single Trip
If you can, try to run all of your errands in one trip. For ideal fuel conservation, try to run them on your way home from work since you’ll already be out. If you can, park in one spot and walk to each place you need to get things. Turning the engine on and off for short spurts of time can begin to reduce your gas. Don’t use your trunk to store your belongings for too long, though! A heavier car will use more fuel.
Maintain Your Vehicle
With clean air filters and recommended tire pressure, your fuel conservation will add up. Dirty filters and low tire pressure can reduce fuel economy. Keeping your gas tank at a quarter full will aid in getting the most out of your gas. In addition to maintaining your vehicle, you should drive with more anticipation.
Stopping and accelerating with force will reduce your fuel conservation. Accelerate gradually and stop slowly. Driving the speed limit will also help save your gas! You should warm your vehicle too, but not for too long. Long warm ups are a waste of gas.
If Possible…
It’s not possible for everyone to get a smaller, lighter car. However, if it is for you, try to get a smaller car for long trips. Even day to day, a smaller car will save you money. If you can work from home, try to do that to reach your goal of fuel conservation.
