Divorce can be both stressful and somewhat costly. As a result, you may find that you need some financial support post-divorce. It’s important to know what your options are, and how you can even ask those close to you for help…
How to Ask for Financial Support Post-Divorce: Helpful Steps
Explore your choices
When you’re looking for financial support post-divorce, it’s good to consider what your choices are. For example, some people may turn to their bank for a loan. While these can be helpful in the moment, how much you can receive will depend on things like your credit score. This will also impact any sort of interest rate you’ll need to deal with.
If your work has laid you off, then you can also seek out unemployment benefits. These will help you get some cash flow while you look for a new job. However, many will wonder about asking their friends and family. While they may have helped you before, bringing money into the mix can complicate things, so it’s good to know how to make this process easier for everyone.
If you want to ask your friends and family for financial support post-divorce, you need to be prepared. Just going to them and asking for money will get you nowhere and strain your relationship. Rather, if you really want their help, you should show them that by getting yourself ready.
In particular, it’s good to set up a budget and spending plan. Figure out just exactly how much money you may need and for what. It’s also helpful to see if there’s any sort of debt forgiveness or restructuring you can do too. When you prepare like this, it shows your friends and family that you’re serious about using the money properly.
Set up terms
You shouldn’t treat getting financial support post-divorce from friends and family any differently than you would from other places. It can be easy to think that because you know each other, that it doesn’t need to be as serious. However, when money is involved, you want to make sure both sides know and understand what’s expected of the other.
In fact, even if they say they don’t want you to pay them back, it’s good to tell them you will. This creates some accountability on your end and ensures you’ll use the money to get yourself situation. Once you are, you can then pay them back, even if it was just a small amount they gave you.
Divorce or separation can be an extremely difficult time for most. Granted, there are a select few where the main feeling you will have is relief. But, the majority of people will go through some of the stages of grief. This is quite common and there are plenty of ways to manage it, but in the age of COVID… how can you battle divorce loneliness while also maintaining social distance and safety for yourself and others? In a time when isolation is not only encouraged, but essential, how do you get through this difficult time?
How-to: Battle Divorce Loneliness during Quarantine
Get comfortable in your own spaces and with yourself
While it isn’t ideal that you have to spend all of this time alone with your thoughts, it can be important in facing the sobering reality of your situation and working through it. No matter how much of a distraction you have in normal times, there will still come a point in time where you have to come face to face with how you’re feeling and begin to work through it. So, while this can be a difficulty it can also work to your advantage in battling divorce loneliness and getting more comfortable with time to yourself.
Consider virtual therapy sessions
While facing the music has to come at some point, doing so alone is not always easy, possible, or advisable. That’s where a licensed professional might become essential to you. While in-person therapy sessions might be difficult to come by, virtual therapy sessions are a great option while still maintaining your health and safety. In fact, your insurance likely covers mental health for online or in-person sessions. Divorce loneliness can be crippling, but with the right resources— you will be able to face these difficulties and move forward in the best way possible.
Utilize Facetime, Skype, Zoom or other means of virtual connectivity
Isolation can be difficult for anyone, but you don’t have to be isolated fully. In this day and age, you have options for connecting with the people you love without stepping into their spaces. A video app allows for connecting with your loved ones outside of a phone call or a text message. Furthermore, consider joining some sort of Facebook group. There are plenty of different groups that focus on different things, such as divorce loneliness. Look at options that appeal to you— ones about divorce, single parenting, grieving divorce, or so forth. Find what works for you specifically and talk to people who understand exactly what you’re going through. We wish you a safe and healthy holiday season as you heal through this difficult time.
When you’re in a marriage, it can become a large part of your identity. As a result, a divorce can make you question who you really are. Discovering your new post-divorce identity can be tricky. However, there are some ways you can make it easier…
Post-Divorce Identity: Find the New You
In order to create your new post-divorce identity, you should first consider how you view the divorce itself. For many people, they see their marriage as a sign of success. Over time, their marriage becomes a very important part of who they are. A divorce is drastically changing what they see as a key part of who they are.
Usually, this will make them feel like they are a failure. They believe that they failed in their role as a spouse, rather than accepting that sometime relationships of all types don’t work out. This also tends to come with a massive sense of loss. If you find yourself feeling this way, then it’s key to make some changes.
Don’t let divorce define you
It’s important that you don’t let your divorce define your post-divorce identity. The end of a marriage doesn’t mean you can’t experience new, great things in the future. Instead, you have to keep in mind that a divorce is just one small hurdle in the grand scheme of life.
You should also remember that while a divorce can be rough, it doesn’t always properly represent the people involved. You and your spouse can be great people who just had a relationship which didn’t work out. The thing is, there’s nothing wrong with that, and you don’t have to let it define you!
Looking to the future
Your should focus your post-divorce identity on what you want to do in the future. It’s good to take some time and reflect on what you really enjoy doing. Start small by thinking about stuff like hobbies or interests that you neglected while married. These can serve to be some inspiration for what you’d like to do down the line.
Also, consider the lessons your marriage and divorce have taught you. Taking away those important lessons will help you immensely in the future. That way, you can begin to do some strong self-improvement, and really become the person you want to be.
Ending a marriage can come in several different forms. There is a difference between divorce, separation and annulment. They all mean different things. Here are some of their differences.
Ending a Marriage: Divorce, Separation and Annulment
A divorce is when a couple goes through the process of legally ending a marriage before either spouse has passed away. There are many different reasons that a couple may choose to get a divorce. Each state may handle the divorce process differently. Once a divorce is finalized, the two people are no longer legally bound to each another. This opens up the ability for either or both people to remarry or enter into a domestic partnership.
When someone gets an annulment, it is a way of ending a marriage that states that the marriage is null and void. Annulments are not granted very often. An exception to this is when a court finds that a marriage is not valid. Reasons that could warrant an annulment are duress, fraud, bigamy, or incest. Another reason could be that one party was underage and lacked parental consent. Alternatively, they never lived together, or one spouse was not mentally able to make the decision.
Annulments are not the same as a divorce. If someone does not meet the requirements for an annulment, they will have to file for a divorce. With an annulment, the marriage never happened. On the other hand, a divorce ends a marriage that was legally valid. Just like with a divorce, the parties are legally single. Because of this, the parties are able to get remarry afterwards.
A separation is not actually a way of ending a marriage directly. A separation occurs when a married couple makes a legal decision to live separate lives. This happens while thinking about or getting ready for divorce. This is not the same as if a couple decides to informally live apart. A separation does not allow for either person to remarry. This is because they are still both legally married.
In some states, the date a couple separated will determine how long they have to wait to get a divorce. Sometimes, couples work through their issues during this period. This can lead to them to get back together. Other times, couples decide to go through with a divorce.
As you can see, divorce, annulment and separation are 3 very different things. With divorce and annulment, the parties become single. On the other hand, separation is just a time period before a possible divorce takes place.
Divorce can be a draining and emotional process which can leave you feeling pretty down and depressed. These feelings can begin to seep into other parts of your life, especially if you’re a co-parenting. Co-parenting depression can be rough on both you and your kids. Therefore, it’s helpful to know some methods which make things easier for everyone and can help you bounce back…
Co-Parenting Depression: Emotional Impact of Divorce
Have shared house rules
Something which can make your co-parenting depression worse is a lack of shared rules. It can be extremely tough for you when your kids forget how to behave because you and your ex don’t share any basic rules. Plus, this makes It harder for your kids to learn what kind of behavior is acceptable or not. Therefore, you’ll want to have some rules which you both enforce.
For example, maybe you can both agree on certain bedtimes. You may also be able to find common ground on when they should do their homework, time they get to spend on electronics, etc. While not every rule has to be the same, just having a few in common can make things go smoother.
Keep in touch
Another issue which can contribute to co-parenting depression is a lack of communication. Some exes struggle to talk without arguing. Others may not communicate at all, which prevents them from being on the same page. However, it’s important to keep some kind of healthy communication open.
One thing you may want to try is keeping your conversations digital. It may be easier for you to keep it touch via email or text instead of phone calls or in-person meetings. Plus, it’ll be more convenient, especially if there’s any sudden schedule changes or other issues which come up.
Focus on what you have
Going from being a “normal” family to a split one is a major source of co-parenting depression. This can be made even worse if it seems your ex is moving on faster then you are. However, it’s important not to focus on the supposed negatives. Rather, you should focus on the positive things you have.
After all, you still get to be a parent to your kids and be involved in their lives. Just because you’re divorced doesn’t mean you can’t be a great parent. There may even be new opportunities which have opened up because of your divorce. You just have to be willing to look for them!
2020 has been a year of firsts for many. Maybe you had your first child, marriage, divorce, quarantine… In many areas, divorce rates have hit a high between quarantine and a lot of one-on-one time. After all, even when you’re married, many people live a portion of their lives separately. Now that they aren’t, those fractures might increase. But, before rushing to our office for a post-quarantine divorce, we urge you to consider the pro’s and cons. Furthermore, is this something you actually want or are you just in desperate and difficult times?..
Post-Quarantine Divorce: What To Consider
Evaluate your situation
When you begin to consider a post-quarantine divorce, you don’t want to rush things. Rather, you should slow down and thing about what’s going on. All the stress that the pandemic is causing could be having a negative impact on your mental health and marriage.
Therefore, you need to think if what’s going on in your marriage is due to the crisis, or comes from long-standing issues. Having to spend so much time with each other can make those problems become apparent. If you feel that these issues have been brewing for some time, then a divorce may make sense.
Consider your priorities
If you’ve set yourself on a post-quarantine divorce, then you need to think about what you can take care of now. Many places may be closed or on reduced hours, which can slow down the process. Still, that doesn’t mean you can’t get some initial prep work out of the way.
You’ll also need to think about your living situation. Will you be able to find another place to stay if needed? Or will you need to stay sheltered-in-place for some time? If you find yourself in the latter situation, then make sure you and your soon-to-be-ex can come up with some plans to make things tolerable.
Be sure to plan out your post-quarantine divorce. It’s good to develop a basic game plan and some ideas of what you may want to get out from it. There might be a lot of people with the same idea, and so don’t be surprised if the process still takes longer than it would normally.
Also, think about your post-divorce life. This might include thinking about a potential new job, home, etc. It can be hard to fully predict what your situation will be like in a few month’s time, so make sure you have a few backup plans in mind. At the end of the day, you have to make the right choice for your family whatever that may be. We encourage you to do just that and to call us if you need us.